For beach living at its best and a laid-back Central California lifestyle, Santa Cruz is the place to be. Located in the northern part of Monterey Bay about 74 miles south of San Francisco and 30 miles from San Jose, Santa Cruz is world-renowned for being the ultimate spot for great surfing and enjoying the splendor of California's prestigious coastline. And although it is renowned as "Surf City," Santa Cruz offers much more than great waves.
Santa Cruz residents enjoy miles of scenic beauty and the perfect environment for kayaking, mountain biking, cycling, hiking, golfing, sailing, fishing, camping, horseback riding, kite boarding, windsurfing and skateboarding. The community also has magnificent redwood forests to explore, spectacular cityscapes to view, a rich history, applauded arts and numerous exciting events throughout the year.
Covering an area of 12 square miles, Santa Cruz serves as the county seat for the County of Santa Cruz and is home to an estimated 53,000 residents. The area boasts six state parks and six state beaches accompanied by surf and sun. The nearest airport is in San Jose just 30 miles northeast of Santa Cruz. The real estate market features a wide array of housing styles from Cape Cod and Mediterranean homes to cozy log cabins and extraordinary estate properties with many offering ocean and city light views.
The Santa Cruz real estate market offers unique architectural styles located on scenic properties. Condominiums and townhouses in Santa Cruz start in the low $100,000s to upwards of $1 million and more for homes with ocean, bay and city light views. Single-family homes located in Scott's Valley, Soquel and Davenport subdivisions begin in the low $320,000s and extend into the millions for phenomenal estate properties overlooking the Pacific Ocean. Land property is also available for custom home building.
Santa Cruz Real Estate Stats and Trends for the week of August 31st, 2015: homes priced around $1,388,960 compared to $1,414,624 the previous week, showing a decrease of less than -2%. For Tuesday, September 1st, the current national mortgage rate for a 30 year fixed mortgage is 3.90%; the 15 year fixed rate is at 2.96%. For a loan larger than conventional conforming loans, or 'jumbo' loan, the 30 year rate is 4.27%, while the 15 year jumbo rate currently is at 3.88%. You can calculate your mortgage rate with our mortgage calculators. Get local info and homes for sale in Santa Cruz CA. View active real estate listings for different types of properties including new homes, houses for sale, foreclosures, short sales, and price reduced listings. Find information and property resources including prices of recently sold homes, neighborhood information, crime stats, home values, and schools in Santa Cruz to help you find the best home!